Right, you can build muscle. But that's not toning. Being 'toned' and defined is a function of having low levels of
body fat.
That comes by way of your caloric deficit. Not direct exercise that you *think* targets the problem areas you drew above.
Sure, you can train the muscles under your problem areas, but that's not going to do anything for the
fat that's on top of the muscle. And until you lose that, you're not going to be 'toned.'