Hi there! My little girl was born last April, she's 10 months old now. I know what you mean about the fat just hanging on. It's so hard trying to find time to exercise because i also have a 6 year old who gobbles up most of the rest of my free time. However, I did find an exercise video that works for me, and there are so many of them out there to choose from that it can be mind boggling. Good Luck!