If you're including your daily
cardio in your description of "very active" ... then yes, your maintenance level includes your
cardio.
Personally I wouldn't include your daily exercise in your maintenance figures. What happens if one day you can't exercise for whatever reason? Or if you hurt yourself and have to take a week off? Then suddenly you're eating 500+
calories over your real maintenance figure and you'll gain weight.
At 203 lbs, I calculate your maintenance
calories as being around somewhere between 2600-2800 (assuming someone who has a desk job). Keep in mind, of course, that all calorie calculations are just an estimate and each person has a very individual burn rate for
calories.
If you want to lose weight at a healthy rate, I'd say aim for about 2000-2200
calories and then exercise on top of that.
I personally do not calculate the
calories I burn when I exercise because it's too hard to get an accurate count without using a
heart rate monitor or a
BodyBugg or something like that. (I have both but just don't mess with them any more really.)
In my opinion, the best way to go about healthy
weight loss is to eat reasonable food in healthy amounts at about 20% less than my maintenance and then to exercise on top of that, but not obsess about the
calories I burn. So far that's worked well for me.